Product Development Deputy Manager (Car Loan)

• Lead the product development lifecycle for new secure products, from ideation to launch focusing on secured loan products: auto loan, mortgage, … for individual, household business and corporate customer.

• Conduct market research and identify customer needs.

• Define product requirements and specifications that prioritize security best practices.

• Deploy the products in alignment with product operations process and company’s policy adapting company’s strategy.

• Can understand and redesign end-to-end product, process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications.

• Coordinate with cross-functional teams (Sales, IT, Risk, Operation, Legal,…) to implement new products or campaigns or improvement of existing products in terms of selling process, product parameters, risk indicators and others.

• Build and update product programs reflecting changes.

• Manage the portfolio including but not limited to analyzing and keeping track of product performance, P&L and policy.

• Other tasks assigned by Head of Department.

Yêu cầu công việc

• Bachelor degrees: major in Business or Finance or similar background.

• Minimum 5 years of work experience in Secured loan product (auto loan, mortgage, …) for individual, household business, corporate customer (especially SMEs).

• Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system.

• Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues.

• Strong communication skills, data analysis skills, presentation skills.

Quyền lợi

• Thưởng: Attractive packages with 13th salary year-end bonus
• Chăm sóc sức khoẻ: Annual health check, company events Annual healthcare insurance package from senior level and above
• Nghỉ phép có lương: 12 days annual leave & 03 days summer leave
• Cơ hội du lịch: A week trip to Korea in order to recognize all your good performance and effort at MAFC
• Khác: Young and proactive environment; no barriers, no limitation for new idea Flexible internal career opportunity