Product Manager (Fintech)

JOB DESCRIPTION

Infina builds savings and investing products that live embedded inside other platforms: banks, super-apps, and partner ecosystems where our users start their day. The hard part isn't the screen — it's the money moving correctly underneath it: how funds move, when they settle, how interest accrues, how fees and float are handled, and the regulatory constraints around all of it.

We need a PM who owns one of these product surfaces end-to-end and can reason about that flow as fluently as the UI on top of it, and who can work shoulder-to-shoulder with the partners whose platforms we're embedded in. This is an IC role for someone early in their career on a steep learning curve — roughly 4 years of experience is the anchor, but trajectory matters more than the number.

1. YOUR SKILLS AND RESPONSIBILITIES

Product Ownership:

• Own a defined savings/investing product or surface, from problem framing through shipped outcome, often delivered inside a partner's platform.

• Own the money flow behind your surface: where funds move, when they settle, how yield accrues, where it can break, and what a break costs.

• Own the trade-off calls within your scope, backed by a rationale you can defend.

• Own specs, prioritisation, and the quality bar for what ships under your name.

Partnership:

• Own the partner relationship on your surface: scope the integration, align on requirements, and keep the roadmap moving across two organisations.

Yêu cầu công việc

2. REQUIREMENTS

Mandatory (Must-have):

• Fintech systems depth — reason about how the product actually works underneath, not just the user-facing surface. Able to draw the money flow end-to-end (settlement, reconciliation, interest/yield, fees, float, mismatch handling, who holds the money and when) and name where it breaks before it does.

• Business problem-solving — turn a vague, under-specified problem into a concrete solution. Read the insight underneath the presenting symptom, reframe when the obvious answer is wrong, and pick the fix with the most leverage.

• Partnership skill — able to run an embedded-product relationship with a partner: translate between their constraints and ours, get technical and commercial stakeholders on both sides aligned, and turn a resistant counterpart into a collaborator without formal authority. Have shipped something that required another company to say yes.

• Taste — know the difference between good and merely acceptable, and hold that bar. Can say specifically why one design or decision beats another, and have said no to your own work.

• Judgement & communication — make a defensible call under incomplete information, and can explain a complex system to a non-technical exec or an external partner clearly enough that they buy in.

• Roughly 4 years of experience is the anchor, but trajectory matters more than the number.

Preferred (Nice-to-have) — you're probably a fit if:

• You've shipped fintech or systems-heavy products (bonus if embedded into or integrated with a third-party platform) and can talk about the flow, not just the feature.

• You've owned a partner or vendor relationship and can point to what you changed by aligning two organisations.

• You ask for the one number that would confirm or kill a hypothesis, rather than everything or nothing.

• You have a bar and a hierarchy in how you critique product — and examples of things you refused to ship.

• Your career is on a steep upward curve, with owned, quantified impact you can walk through in detail.

3. BENEFITS

• Competitive salary, negotiable based on experience and market rate.

• 13th-month salary and year-end performance bonus.

• Employee Stock Ownership Plan (ESOP).

• Premium Healthcare Insurance package (up to 500,000,000 VND/year).

• 18 paid leave days per year.

• Company-provided laptop.

• Technology-driven environment — AI application in daily work is actively encouraged.

• Company trip, team building, year-end party, and internal events.

Quyền lợi

• Thưởng: Lương tháng 13, thưởng cuối năm
• Chăm sóc sức khoẻ: Gói bảo hiểm sức khỏe lên đến 500 triệu/năm
• Nghỉ phép có lương: 18 ngày phép/năm
• Hoạt động nhóm: Các hoạt động nội bộ: Company trip, Year-end party...
• Khác: Mức lương cạnh tranh theo năng lực
  Xét tăng lương hàng năm
  ESOP – cổ phiếu nhân viên