Card Product Development Specialist

As a Card Product Development Specialist, you will be responsible for developing and managing credit card and debit card products throughout their lifecycle, ensuring competitiveness, profitability, and compliance with business and regulatory requirements.

Key Responsibilities

• Conduct market research, analyze customer needs and payment trends to develop new card products.
• Design product value propositions (CVP), customer journeys, product features, and benefits for target customer segments.
• Develop pricing strategies and evaluate product profitability through Business Cases, P&L, and financial analysis.
• Gather business requirements, prepare BRD/Functional Requirements, and collaborate with IT and vendors to implement products on the Card Management System (CMS).
• Participate in SIT/UAT testing, product deployment, and post-implementation support.
• Monitor product portfolio performance using key business metrics and recommend product enhancements to improve business outcomes.
• Coordinate with internal stakeholders, international card schemes, and business partners throughout product development and implementation.
• Ensure all products comply with regulatory requirements, internal policies, and card scheme standards.

Yêu cầu ứng viên

• Bachelor's degree in Finance, Banking, Economics, Business Administration, Information Technology, or a related field.
• Minimum 3 years of experience in card product development within a bank or financial institution.
• Experience in Customer Value Proposition (CVP), product pricing, Business Case development, and profitability analysis.
• Hands-on experience implementing products on a Card Management System (CMS).
• Experience working with IT teams on system development and implementation projects.
• Solid understanding of credit/debit card products, card lifecycle, and product management.
• Strong skills in Product Management, Business Analysis, Project Management, and requirement documentation (BRD/FRD).

Quyền lợi được hưởng

WHY JOINING US:

- Working in a Dynamic & Open Environment:

• Work alongside friendly and supportive colleagues who value individual growth and development.
• Enjoy a Monday–Friday work schedule (40 hours/week) with a 1.5-hour lunch break.
• Experience a modern, open workspace equipped with all the tools and resources needed to perform at your best

​- Rewarding Your Contribution:

• Receive a competitive compensation package with regular salary reviews, with total income reaching up to 14 months’ salary per year.
• Be supported with lunch allowance and other work-related benefits.
• Enjoy a competitive annual leave package, including 1 fully paid birthday leave.
• Be covered by a comprehensive health insurance plan.
• Take part in annual company trips and team-building activities.

- Growing Your Career:

• Be guided and supported in your career development by experienced and capable managers.
• Participate in key projects and collaborate with both local and international partners to broaden your exposure.
• Enhance your capabilities through training programs, learning support, language development, and knowledge-sharing activities.