Fraud Risk Management Senior Specialist- Hà Nội- TA084

1. Support the Enhancement of the Fraud Risk Management Framework
Contribute to the refinement of fraud risk policies, procedures, and governance standards.
Ensure consistent application of the fraud risk framework across business units and subsidiaries.
Identify gaps and propose improvements based on operational insights and incident trends.
2. Lead Targeted Fraud Risk Assessments and Control Reviews
Conduct in‑depth fraud risk assessments for high‑risk products, channels, and processes.
Evaluate the effectiveness of existing controls and recommend mitigation strategies.
Collaborate with business units to implement and monitor corrective and preventive actions.
3. Coordinate the Implementation of Fraud Risk Management Tools Across VPBank Group
Support the rollout, enhancement, and optimization of fraud detection and monitoring tools (e.g., surveillance systems, red‑flag indicators, case management platforms).
Ensure tools are effectively adopted by business units and tailored to operational requirements.
Monitor system performance and escalate issues for timely resolution.
4. Contribute to the Development of Technology‑Enabled Fraud Solutions
Provide operational input to strengthen fraud analytics, AI models, and real‑time monitoring capabilities.
Participate in testing, validating, and deploying new fraud detection technologies.
Work closely with IT and Data teams to improve system integration, functionality, and performance.
5. Lead and Support Fraud Incident Investigations
Investigate complex or high‑impact fraud incidents in coordination with relevant stakeholders.
Conduct root‑cause analysis and propose systemic enhancements to prevent recurrence.
Ensure accurate, complete, and timely documentation and reporting of fraud incidents.
6. Promote Fraud Awareness and Strengthen Risk Culture
Deliver targeted fraud awareness sessions for high‑risk teams and frontline staff.
Support internal campaigns encouraging ethical conduct and proactive reporting.
Maintain training records and monitor program effectiveness.
7. Ensure Compliance with Regulatory and Internal Requirements
Prepare fraud risk dashboards and reports for management committees and regulators.
Support audits, inspections, and governance reviews.
Ensure full compliance with SBV regulations and internal fraud risk management standards.
Yêu cầu:
1. Educational Qualifications
Bachelor’s degree or higher in Finance, Banking, Business Administration, Economics, Law, Fintech, or a related discipline.
Preferred: Master’s degree or relevant professional certifications, such as:
Certified Fraud Examiner (CFE)
Certified Risk Management Professional (CRMP)
Certified Internal Auditor (CIA)
2. Relevant Knowledge / Expertise
Strong knowledge of:
Fraud risk frameworks, typologies, and mitigation methodologies
Financial crime regulations and compliance standards
Internal control systems and audit methodologies
Data analytics concepts and technologies used in fraud detection
Familiarity with:
Banking products and services (especially retail lending portfolios)
Regulatory requirements (e.g., AML, KYC, FATF guidelines)
Investigation procedures and case management systems
3. Skills
Analytical & Investigative: Ability to identify patterns, anomalies, and root causes in fraud cases.
Technical Proficiency:
Experience using fraud monitoring platforms and data analytics tools
Knowledge of SQL, Python, or similar data interrogation tools is an advantage
Communication:
Strong report writing abilities and effective presentation skills
Ability to convey complex insights to non‑technical stakeholders
Collaboration: Demonstrated ability to work cross‑functionally with Compliance, Legal, IT, and business units
Strategic Thinking: Capability to design, implement, and assess fraud prevention strategies
4. Relevant Experience
Typically 5–7 years of experience in fraud risk management, internal audit, compliance, or financial crime investigation.
Proven experience in:
Leading and managing fraud investigations
Developing and executing fraud mitigation strategies
Overseeing fraud risk within digital channels and emerging technologies
5. Required Competencies
Integrity & Ethics: Strong commitment to professionalism, confidentiality, and ethical behavior.
Risk Awareness: Ability to anticipate emerging fraud trends and respond proactively.
Decision‑Making: Sound judgment during high‑pressure or high‑risk investigations.
Adaptability: Comfortable navigating dynamic, fast‑paced, and high‑risk environments.
Leadership: Ability to mentor junior staff and influence senior stakeholders effectively.
Quyền lợi:
Competitive and performance-based compensation package
Holiday and Lunar New Year bonuses, subject to the Bank’s prevailing policies
Preferential staff loan programs, in accordance with bank policies
Enhanced annual leave entitlement based on job level, plus company-sponsored summer vacation
Full statutory insurance coverage as required by labor law, plus VPBank Care insurance depending on job grade and tenure
Access to comprehensive training programs, aligned with the competency framework for each position
Working schedule: Monday to Friday, and Saturday morning
Dynamic, collaborative, and growth-oriented workplace, with abundant opportunities for learning and career development
Participation in diverse employee engagement activities, including sports tournaments, talent contests, and team-building events