Corporate Actuary, Senior Expert (Health Solutions)

Assist the Deputy Chief Actuary/Appointed Actuary in overseeing the Health business, including product development, reinsurance, and in-force management. This position ensures that the company’s Health portfolio is effectively monitored, sustainably developed, and aligned with the company’s long-term risk appetite and profitability goals.
KEY RESPONSIBILITIES:
1, Health Portfolio & Provider Management
Monitor the performance of the in-force Health portfolio, including key indicators of premium trend, persistency, and loss ratio.
Drive analysis of claim trend, frequency/severity patterns, and cost drivers across multiple product lines to produce actionable insights for claim control.
Develop and maintain a health dashboard and early warning indicators for health product risks.
Provide risk-return insights to guide contracting strategies with TPA and Healthcare partners.
2, Reinsurance Management
Act as internal reinsurance coordinator and contact point, taking over the relationship management with Reinsurance markets.
Lead the reinsurance management workstream, including treaty review, reinsurance internal and external reporting.
Ensure Reinsurance agreements are arranged with competitive offers to accelerate business growth, uplift company financials, and comply with the company's reinsurance management policy.
3, Product Governance
Partner with Product teams to design and price new health products.
Participate in the fine-tuning of product specs, TnC related materials, and ensure accuracy and alignment with Reinsurance, Regulatory, and Business requirements.
Deliver business-driven insights to enhance the profitability and sustainability of the Health business line.
4, Strategic Reporting & Advisory
Prepare and present regular health portfolio reports.
Provide insights and recommendations to senior management on portfolio performance and strategic initiatives.
1, Qualification:
University degree (or above) in actuarial science, insurance, mathematics, statistics, or related field
2, Experience:
5+ years of experience in the insurance/reinsurance domain, with a strong exposure to the health business
Ngành nghề: Kế toán / Kiểm toán, Ngân hàng, Bảo hiểm
Kinh nghiệm: 5 Năm
Cấp bậc: Nhân viên
Hình thức: Nhân viên chính thức
Địa điểm: Hà Nội