Center Head of Retail Risk Managment- Ho Chi Minh

Credit performance, NPL (non-perfoming loan) and provisioning projections based on Annual Sales Budget
Capacity planning and cost projections for Credit Operations (Credit Initiation and Collection)
Stress test, Simulations and Cost-Benefit Analysis for Credit Operations
Prepare and update Risk Management Policy, Product Programs and Credit Operations Manuals
Design and produce portfolio quality reports, Credit Operation MIS, Fraud MIS and other dashboards
Monitor and improve fraud risk control activities
Monitor and improve collection efficiency
Yêu cầu:
Educational Qualifications:
Post Graduate (MBA/CA) preferred
Academic qualifications in Analytical disciplines - preferred (eg Economics, Quantitate Finance, Mathematics, Actuarial, Physics, Engineering etc)
Professional / International Risk Management Organizations Memberships/Qualifications – preferred
Expert in English: Reading, Listening, Writing & Speaking.
Relevant Knowledge/ Expertise:
Wide range of Retail Banking Products (Secured and Unsecured), specifically: Managed a portfolio of at least $ 3.0 Billion + experienced both in secured & unsecured products (the more the better of products)
Data Analytics
Credit Risk policy
Credit underwriting and
Collections Management
Risk Modelling (Preferred)
Skills: Microsoft Excel, Word, Power Point.
Relevant Experience:
At least 7 years of experience in Risk Management in Retail Banking
At least 3 years experience as Head or deputy Head of Retail Risk for a portfolio > $3.0 B or at least 5 years of experience in managerial positions. Experience as CRO/Deputy CRO is preferred.
Nice to have experience in working in Asia (MORE than one country) and specifically in developing countries across Retail Banking
Some experience in Vietnam Market (Preferred)
Required Competencies:
Strong people management, analytical, numerical skills
Significant experience in working directly with C-level stakeholders (preferred)
Large Team leadership
Superior Problem Solving & Expert Negotiation skills
Expert Communicator
Proactive and Creative in Working.
Quyền lợi:
Competitive and performance-based compensation package
Holiday and Lunar New Year bonuses, subject to the Bank’s prevailing policies
Preferential staff loan programs, in accordance with bank policies
Enhanced annual leave entitlement based on job level, plus company-sponsored summer vacation
Full statutory insurance coverage as required by labor law, plus VPBank Care insurance depending on job grade and tenure
Access to comprehensive training programs, aligned with the competency framework for each position
Working schedule: Monday to Friday, and Saturday morning
Dynamic, collaborative, and growth-oriented workplace, with abundant opportunities for learning and career development
Participation in diverse employee engagement activities, including sports tournaments, talent contests, and team-building events