Tuyển dụng Payments Business Analyst ( TPH )

Job Description

Essential Job Functions

Requirement Validation & Use Case Bucketing

Validate payment business requirements across bucketing them into deliverable payment use cases.

TPH Capability Mapping & Gap Analysis

Conduct end-to-end capability mapping of incoming customer/interbank transactions to TPH components (Payment Order, Payment Engine, Routing & Settlement, Commission & Charges, Inward/Outward Clearing). Deliver detailed Gap Build Register for identified L3 custom builds.

Payment Rail Design

Lead discovery and functional solution design for a multi-rail payments architecture covering

Domestic / Local Rails

NIBSS NIP (Instant), NEFT (Batch), NAPS and Government Gateway.

High-Value / RTGS

Central Bank RTGS handling pacs.008 and pacs.009 messaging.

Cross-Border & FX

SWIFT (CBPR+ / ISO 20022 pacs/camt/pain & legacy MT), Pan-African Payment & Settlement System (PAPSS).

Direct Debits & Collections

NIBSS eMandate, Direct Debit processing, and Cheque Clearing workflows.

C2B & CAMEL Configuration Design

Design Channel-to-Bank (C2B) rules, mapping logic and CAMEL framework configurations for inward/outward payment parsing, format conversions and clearing directory configuration & management.

Functional Design

Deliver quality Functional Solution Design Documents (FSDD), Process Flow Diagrams, Capability Matrices and Gap Functional Specs for client sign-off.

Stakeholder Management

• Facilitate interactive discovery workshops with Bank Capability Leads, Operations teams and Architect.
• Technical & Functional Skills

TPH Product Expertise

• In-depth, hands-on experience with
• Temenos Payment Hub (embedded in Transact R23+). Deep understanding of PAYMENT.
• ORDER, TPH Execution Framework, Payment Repair, Exception Handling, Investigations, and Fee/Charge engines.

Payment Industry Standards

Experience Implementing ISO 20022 MX messaging standards (pacs.008, pacs.009, pacs.002, pacs.004, camt.053, camt.054, pain.001, pain.008), CBPR+ guidelines, and legacy SWIFT MT standards.

Clearing & Settlement

End-to-end experience in implementing Cover Payments (pacs.009 COV), Direct Debits, Bulk Payments/Payroll and Nostro/Vostro/Suspense account reconciliation mechanisms.

Integration

• Strong understanding of how TPH interfaces with digital channels (Internet/Mobile Banking), Common Payment Gateways (CPG), Enterprise Service Buses (ESB) and external clearing switches.
• Qualification
• 8–10+ years as a Business Analyst in corporate/retail payment transformation programs.
• Minimum 5+ years of dedicated, hands-on Temenos Payments Hub (TPH) experience.
• Track record of delivering approved Solution Design Documents (FSDD) on Temenos Transact/TPH programs
• Proven experience with End-to-end TPH implementation.
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